THESE TERMS OF USE OF THE ONLINE SERVICES (the “Disclaimer”) govern the Website, Web Services, Web Applications and Mobile Apps (“Online Services”).

Higher Education Assistance Agency, which also performs operations such as American Education Services and FedLoan Servicing¬† (“MyFedLoan”).

By accessing or using information, materials, or features available on or through the Online Services, you agree to and understand the following terms of use. MyFedLoan is authorized to modify or modify the proposed online services or these
TERMS OF USE From time to time, you may, in our sole discretion, post updated terms in the online services or send a written notice by email, website or post.

Our Disclaimer:

You agree to be bound by any changes, additions or revisions made by MyFedLoan to the Online Services or these Terms of Use. You agree to be responsible for the periodic review of these Terms of Use. If you continue to use the online services, you agree to any changes, modifications or revisions to the online services or these terms of use.

These Terms of Use are in addition to any other terms that may apply to your accounts with MyFedLoan or any other service or information provided by MyFedLoan. If necessary, check these specific terms and conditions. As used in these Terms of Use, “you” or “your” refers to you or any other person who authorizes you to use the online services on your behalf. “We” or “our” refers to MyFedLoan or a representative, agent or subcontractor of MyFedLoan.

MyFedLoan wants the information, material, and functionality contained in the online services to be as current and accurate as possible, but can not guarantee the accuracy or reliability of the information, material or functionality available via online services. All calculations, functions or tools available on the online services are for the sole purpose of providing estimates that may differ from the actual amounts applied to your account or to you.

Reasons for that

Variations include, but are not limited to:

  • Credit management companies may use different repayment calculations.
  • Credit management companies may make other calculation assumptions, or
  • Credit management companies may apply different interest rates and methods of treatment.

You and your lender determine the actual repayments of the loan. Submitting a form via online services does not automatically entitle you to financial assistance. If you are invited, you can be depending on the type of financial support, print a completed form and return it to MyFedLoan or another appropriate agency.

MyFedLoan reserves the right to reject or invalidate applications, forms or applications submitted on modified forms. Any request or applications submitted are subject to review and approval by and at the discretion of MyFedLoan.